USDA Loan Eligibility Maps for NC
The 2014 Farm Bill Congress passed actually did us a huge favor in NC. It says that USDA Rural Development must finally figure out which cities in North Carolina are “still” Rural, after all these...
View ArticleHolly Springs NC USDA Map Changes
We just received the updated maps for Holly Springs, NC that show the probable map changes to the USDA Home Loan Footprint. The Maps are currently scheduled to change on . The changes are mandated...
View ArticleUSDA Home Loans For First Time Home Buyers
One of the best programs we offer are USDA Home Loans For First Time Home Buyers. While you don’t HAVE to be a First Time Home Buyer to use the USDA Home Loan program, it works really well for these...
View ArticleUSDA Rural Housing Loan NC Requirements
USDA Rural Housing Mortgage Loan Requirements are pretty straight forward. The borrower needs to have decent credit, Be under the maximum income limits for the county, Buy a house that is within the...
View ArticleAdjusted Income For USDA Home Loans NC
USDA Home Loans NC are very desirable because they do not require you to make any down payment. The “barrier” to enter into home ownership is, therefore, very low. You do not have to be a first time...
View ArticleUSDA Home Loan PMI Updates
Beginning October 1 of 2016 home buyers in NC will benefit from lower monthly USDA Home Loan PMI Fees. The United States Department of Agriculture (USDA) announced last month that they will lower the...
View ArticleUSDA Loans and Mortgage Tax Credits
USDA Loans and Mortgage Tax Credits allow you to buy a home with no down payment, and receive additional tax benefits when filing your taxes. If you meet the qualifications for the USDA Home Loan in...
View ArticleUSDA PMI Fee Reduction for 2016 and 2017
Great news! The USDA PMI Fee has been reduced for Fiscal Year 2017. This means that starting October 1, 2016 until September 30, 2017, home buyers who receive a USDA home loan will enjoy lower loan...
View ArticleNew USDA Loan Maps for NC
A lot of our clients are looking for a home with a front porch swing, away from all the hustle and bustle they encounter during their daily travels. That’s why the USDA Home Loan Program has been so...
View ArticleUSDA Home Loan Guideline Changes
USDA announced some clarification on existing guidelines as well as adding some new guidelines; all of which are effective with new USDA Home Loan Applications the summer of 2023. The USDA Home Loan...
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